TopWeb3Tokyo take-home pay calculator 2026
What your Web3 or AI salary pays after tax in Tokyo, Japan. Type your yearly salary in JPY.
See the full table (Income earned in 2026 (rates from April 2026))
| Salary | Under 40 | Per month | Tax rate | 40 to 64 | Tax rate |
|---|---|---|---|---|---|
| ¥4,000,000 | ¥3,178,000 | ¥264,833 | 20.6% | ¥3,150,400 | 21.2% |
| ¥5,000,000 | ¥3,932,400 | ¥327,700 | 21.4% | ¥3,898,000 | 22% |
| ¥6,000,000 | ¥4,662,000 | ¥388,500 | 22.3% | ¥4,623,100 | 22.9% |
| ¥7,000,000 | ¥5,316,700 | ¥443,058 | 24% | ¥5,277,100 | 24.6% |
| ¥8,000,000 | ¥5,953,300 | ¥496,108 | 25.6% | ¥5,908,300 | 26.1% |
| ¥10,000,000 | ¥7,272,800 | ¥606,067 | 27.3% | ¥7,216,500 | 27.8% |
| ¥12,000,000 | ¥8,553,700 | ¥712,808 | 28.7% | ¥8,489,000 | 29.3% |
| ¥15,000,000 | ¥10,246,100 | ¥853,842 | 31.7% | ¥10,177,900 | 32.1% |
| ¥20,000,000 | ¥12,999,828 | ¥1,083,319 | 35% | ¥12,923,720 | 35.4% |
Roles on our board in Tokyo
Good to know
- Social insurance comes first: health insurance, employees’ pension and employment insurance are about 14–15% of pay, and they lower your income tax. Your employer pays the same again.
- Resident tax (about 10%) is charged on last year’s income, starting each June. In your first year in Japan you usually pay none, then it starts the next June. Use the switch above.
- From age 40 to 64 you also pay long-term care insurance (0.81% of pay).
- Pay is treated as 12 equal months. Japanese insurance uses rounded pay grades and many employers pay bonuses, so real amounts differ a little. Dependents, life insurance and other deductions are not included.
- Income tax includes the 2.1% reconstruction surtax. From 2027 income it becomes 1.1% plus a new 1% defense tax.
- Tax year. Income earned in 2026 (rates from April 2026).
Questions people ask
How much is ¥8,000,000 after tax in Tokyo?
About ¥5,953,300 a year, or ¥496,108 a month (employee under 40, paying resident tax). That is after Health insurance ¥403,200, Employees’ pension ¥713,700, Employment insurance ¥40,000, Income tax (incl. 2.1% surtax) ¥436,000, Resident tax (Tokyo) ¥453,800. Income earned in 2026 (rates from April 2026).
Why is my first year in Japan cheaper?
Resident tax is charged on the previous year’s income in Japan. If you were not living in Japan on 1 January, there is usually no resident tax that year; it starts the following June.
Are token grants included?
No. Tokens or equity received for work are usually taxed as income when you receive them or when they vest, at their value then. Rules differ, so check your own grant with a local tax adviser.
Sources
- OfficialNational Tax Agency: 2026 changes to the basic deduction and the employment income deduction (minimum ¥740,000; ¥620,000 up to ¥23.5M)
- OfficialNational Tax Agency: Income tax rates, quick calculation table (No. 2260)
- OfficialNational Tax Agency: Basic deduction (No. 1199)
- OfficialJapan Health Insurance Association (Kyokai Kenpo): FY2026 rates by prefecture, Tokyo 9.85%, care 1.62%, child support 0.23%
- OfficialMinistry of Health, Labour and Welfare: Employees’ pension premium 18.3%, monthly cap ¥650,000
- OfficialChuo City (Tokyo): How resident tax is calculated (6% ward + 4% metropolitan, per-capita ¥5,000)
- OfficialFukui City: 2026 tax changes, employment income table
- SummaryMatsumura tax office: 2026 basic deduction bands (¥1.04M up to ¥4.89M, ¥670,000 up to ¥6.55M)
Data checked 19 October 2026. Other calculators: Texas California New York London Berlin Zug Dubai Singapore Hong Kong Seoul Jakarta
Estimate only, not tax or financial advice. Amounts in JPY.