Senior Financial Portfolio Analyst, Servicing

Figure Technology Solutions is a blockchain-native capital marketplace that has transformed how real-world assets get tokenized, originated, and traded. The company operates the leading loan origination platform and capital marketplace, having facilitated over $30 billion in loan originations across a network of more than 480 partners. Figure has earned triple-A ratings from S&P and Moody's on blockchain finance securitizations—a market first—and ranks among Forbes' Top 50 Fintech Companies.

Figure is recruiting a Senior Financial Portfolio Analyst for its Servicing team to deliver comprehensive financial analysis, portfolio performance tracking, and strategic forecasting across the company's growing servicing operations. You'll work across multiple functions including Servicing Operations, Capital Markets, Collections and Default management, Investor Reporting, and Asset Management to drive financial insights and operational excellence.

What you'll do

• Develop, maintain and refine servicing profit-and-loss models covering revenue streams, ancillary fees, sub-servicing costs, advances, late fees, recoveries and corporate allocations

• Support mortgage servicing rights valuation work by modeling discount rates, prepayment speeds, delinquency curves and cost-to-service assumptions

• Build and manage analytical dashboards that track static pool performance, delinquency migration patterns, modification outcomes, foreclosure metrics and collection effectiveness

• Forecast servicing revenue based on portfolio balance, runoff, payoffs and interest-rate environments; develop models for default expenses, foreclosure timelines, claim recoveries and real estate owned performance

• Conduct financial performance analysis and risk assessment while monitoring servicing portfolio compliance

• Model escrow balances, interest earnings, advance recoverability and cost allocations by investor type

• Prepare monthly business review presentations, variance analyses, margin analytics and key performance indicators for leadership

What you'll bring

• Bachelor's degree in Finance, Accounting, Statistics, Business or related discipline

• Four to seven years of experience in mortgage financial planning and analysis, servicing analytics or portfolio analysis

• Solid grasp of mortgage servicing rights economics, delinquency modeling, advance mechanics and servicing cost structures

• Hands-on experience with servicing platforms such as MSP, Sagent or LoanServ, plus proficiency in SQL, Snowflake, Tableau or Power BI

• Demonstrated ability to work independently and manage demanding workloads with tight timeframes

Nice to have

• Master's degree, including MBA or equivalent credential

• CPA or comparable financial certification

What they offer

• Annual salary between $85,360 and $128,040, plus quarterly 25% bonus target and company equity through restricted stock units

• Comprehensive health, vision and dental insurance with employer-paid premiums for employees and dependents on select plans, plus HSA, FSA, dependent care and 401k benefits

• Employer-funded life and disability insurance, 11 observed holidays with paid time off, up to 12 weeks paid family leave and continuing education reimbursement