Credit Lead (Underwriter), Institutional Lending & Liquidity

Tether is a blockchain infrastructure company best known for issuing USDT, one of the world's most widely used stablecoins. The platform facilitates cross-border payments and liquidity across crypto exchanges and financial institutions globally. Tether continues to expand its services beyond stablecoins into adjacent financial products and services.

Tether Capital is building a new credit division to serve the digital finance ecosystem. This initiative will offer short-term credit facilities and liquidity solutions to fintech platforms, payment processors, cryptocurrency exchanges, and other financial institutions operating in this space. The company is seeking an experienced Credit Lead to establish this lending function and shape its foundational architecture.

What you'll do

• Underwrite and structure various credit facilities including revolving credit lines, working capital loans, and liquidity facilities tailored to institutional borrowers.
• Evaluate company financial statements, cash flow patterns, liquidity conditions, and ability to service debt obligations.
• Set lending amounts, establish repayment terms, define covenants, establish security requirements, and implement additional risk management protections.
• Create credit policies, underwriting standards, documentation templates, and portfolio concentration limits to govern the platform's lending activities.
• Track credit quality and borrower performance through ongoing monitoring processes and risk assessment frameworks.
• Contribute to the growth and operational scaling of this newly launched credit business.

What you'll bring

• A minimum of 10 years working in credit roles with demonstrated expertise in underwriting and deal structuring rather than analytical work alone.
• Proven track record in fintech and payments sector lending (required).
• Background working in institutional lending, private credit, venture debt, or comparable specialized finance environments.
• Experience building credit policies, operational processes, or risk governance frameworks from conception through implementation.
• Strong analytical ability to assess borrower creditworthiness and structure appropriate risk mitigants.
• Comfort operating in a startup environment where you will help define processes and build organizational capability.

Nice to have

• Experience working with cryptocurrency, digital assets, or stablecoin platforms.