Global KYC & Due Diligence Specialist

Global KYC & Due Diligence Specialist

Ripple is transforming how value moves across the global financial system by leveraging blockchain and cryptocurrency technology. The company works with financial institutions, businesses, governments and developers to create greater economic fairness and opportunity worldwide. Ripple is expanding its Global AML & Sanctions Compliance team and is looking for an experienced Due Diligence Specialist to join the Legal department based in London.

About Ripple

Ripple has established itself as a leading innovator in the blockchain and digital payments space, focused on enabling instant and seamless value transfer across borders. The company's technology and solutions address critical challenges in global finance, including speed, cost and accessibility. With a growing team of compliance professionals, Ripple is committed to maintaining the highest standards of regulatory adherence while scaling its institutional client base across multiple jurisdictions.

What you'll do

• Execute daily corporate due diligence activities to support Ripple's worldwide business relationships and institutional partnerships.
• Perform Customer Due Diligence and Enhanced Due Diligence assessments on new clients joining Ripple's regulated subsidiaries in US and international markets.
• Conduct Know Your Customer analysis and develop risk profiles following established compliance policies and procedures.
• Execute watchlist screening and negative news monitoring, flagging and escalating findings that require investigation or management review.
• Gather information from multiple sources including public databases and research platforms, then synthesize findings into clear analytical summaries.
• Identify data gaps and recommend specific steps to resolve them before onboarding decisions are finalized.
• Document and communicate your analysis and recommendations to compliance leadership and relevant internal teams in a clear and timely manner.
• Perform ongoing and special due diligence reviews on existing customers based on their risk classification and monitoring schedules.

What you'll bring

• Three to four years of hands-on experience in AML, OFAC or sanctions screening functions.
• Solid understanding of Anti-Money Laundering regulations, OFAC requirements, BSA and PATRIOT Act compliance obligations.
• Proficiency in public data research and the ability to produce well-structured compliance reports.
• Capacity to work independently while collaborating effectively within a team-oriented compliance environment.
• Strong organizational skills and natural attention to detail.
• Ability to stay curious and ask the right questions when evaluating risk.

Nice to have

• CAMS certification.
• Proficiency in languages beyond English.
• Previous experience working in FinTech or cryptocurrency sectors.

What they offer

• Competitive salary and equity participation.
• Comprehensive healthcare coverage including medical, dental and vision insurance.
• 401k matching, fully paid parental leave and commuter benefits.
• Generous wellness reimbursement and regular wellness programming.
• Flexible vacation policy allowing you to work with your manager on time off needs.
• Employee giving match program.